Kryptonite New York M18: Does It Satisfy My Bike Insurer? (Sold Secure Diamond)
The Kryptonite New York M18 is Sold Secure Diamond rated for Pedal Cycle and Sold Secure Gold rated for Powered Cycle . That satisfies 10 of the 10 UK cycle insurers we checked, each up to a specific bike value — see the table below. Always confirm the figure against your own policy wording before relying on it for a claim.
Sold Secure rating
Diamond (Pedal Cycle), Gold (Powered Cycle). Source: Sold Secure: Kryptonite New York M18 WL Bike D Lock , checked 2026-07-12 .
Dual-rated: Diamond for Pedal Cycle, Gold for Powered Cycle (e-bike/motorcycle). Kryptonite’s heaviest, longest-shackle New York D-lock.
Which insurers accept it, and up to what value
Computed from each insurer's own published lock-requirement wording (see the full insurer comparison) against this lock's Sold Secure Diamond rating. "Not accepted at any value" means that insurer's stated minimum is higher than Diamond.
| Insurer | Minimum lock rating | Bike-value threshold | Source | Date checked |
|---|---|---|---|---|
| Laka | Sold Secure Gold | Any value (flat requirement) | Laka policy wording → | 2026-07-12 |
| Bikmo | Sold Secure Gold or Diamond | Any value (flat requirement) | Bikmo (secondary source) → | 2026-07-12 |
| Cycleplan | Sold Secure Bronze / Silver / Gold or Diamond | Any value above its lowest tier (no upper cap) | Cycleplan policy wording → | 2026-07-12 |
| Yellow Jersey | Sold Secure Silver / Gold or Diamond | Any value above its lowest tier (no upper cap) | Yellow Jersey policy wording → | 2026-07-12 |
| Sundays Insurance | Sold Secure Silver | Any value above its lowest tier (no upper cap) | Sundays Insurance (secondary source) → | 2026-07-12 |
| Pedalsure | Sold Secure Silver / Gold | Any value above its lowest tier (no upper cap) | Pedalsure policy wording → | 2026-07-12 |
| Assetsure | Sold Secure Bronze / Silver / Gold | Any value above its lowest tier (no upper cap) | Assetsure policy wording → | 2026-07-12 |
| ETA | Sold Secure Silver / Gold | Any value above its lowest tier (no upper cap) | ETA policy wording → | 2026-07-12 |
| cycleGuard | Unrated lock up to £1,499; Sold Secure Bronze/Silver/Gold above that | Any value above its lowest tier (no upper cap) | cycleGuard policy wording → | 2026-07-12 |
| Pedal Cover | Sold Secure Silver / Gold | Any value above its lowest tier (no upper cap) | Pedal Cover policy wording → | 2026-07-12 |
Frequently asked
- Does the Kryptonite New York M18 satisfy my bike insurance policy?
- It depends on your insurer and your bike's insured value. The Kryptonite New York M18 carries a Sold Secure Diamond rating for Pedal Cycle, and Sold Secure Gold for Powered Cycle. Insurers we checked that accept a Diamond-rated lock include Laka, Bikmo, Cycleplan, Yellow Jersey, and others, each up to the bike value shown in the table on this page. Always confirm against your own policy wording before relying on this for a claim.
- What Sold Secure rating does the Kryptonite New York M18 have?
- Sold Secure Diamond (Pedal Cycle); Sold Secure Gold (Powered Cycle), sourced from Sold Secure: Kryptonite New York M18 WL Bike D Lock and checked 2026-07-12.
- Is a Sold Secure Diamond lock enough for a £1,500 bike?
- That depends entirely on your insurer; there is no single UK-wide rule. See the insurer table on this page for the exact bike-value threshold each insurer sets for a Diamond-rated lock, and cross-check the full breakdown at /cycle-insurance/lock-requirements/.