Kryptonite Messenger Mini: Does It Satisfy My Bike Insurer? (Sold Secure Silver)
The Kryptonite Messenger Mini is Sold Secure Silver rated for Pedal Cycle . That satisfies 8 of the 10 UK cycle insurers we checked, each up to a specific bike value — see the table below. Always confirm the figure against your own policy wording before relying on it for a claim.
We earn a commission if you buy through this link. It does not affect which locks we list or the ratings we record, which come from Sold Secure and each insurer's own policy wording.
Sold Secure rating
Silver (Pedal Cycle). Source: Sold Secure: Kryptonite Messenger Mini + U-Lock , checked 2026-07-12 .
Which insurers accept it, and up to what value
Computed from each insurer's own published lock-requirement wording (see the full insurer comparison) against this lock's Sold Secure Silver rating. "Not accepted at any value" means that insurer's stated minimum is higher than Silver.
| Insurer | Minimum lock rating | Bike-value threshold | Source | Date checked |
|---|---|---|---|---|
| Laka | Sold Secure Gold | Not accepted at any value | Laka policy wording → | 2026-07-12 |
| Bikmo | Sold Secure Gold or Diamond | Not accepted at any value | Bikmo (secondary source) → | 2026-07-12 |
| Cycleplan | Sold Secure Bronze / Silver / Gold or Diamond | Up to £999 | Cycleplan policy wording → | 2026-07-12 |
| Yellow Jersey | Sold Secure Silver / Gold or Diamond | Up to £1,500 | Yellow Jersey policy wording → | 2026-07-12 |
| Sundays Insurance | Sold Secure Silver | Up to £1,499 | Sundays Insurance (secondary source) → | 2026-07-12 |
| Pedalsure | Sold Secure Silver / Gold | Up to £1,000 | Pedalsure policy wording → | 2026-07-12 |
| Assetsure | Sold Secure Bronze / Silver / Gold | Up to £2,500 | Assetsure policy wording → | 2026-07-12 |
| ETA | Sold Secure Silver / Gold | Up to £1,499 | ETA policy wording → | 2026-07-12 |
| cycleGuard | Unrated lock up to £1,499; Sold Secure Bronze/Silver/Gold above that | Up to £4,999 | cycleGuard policy wording → | 2026-07-12 |
| Pedal Cover | Sold Secure Silver / Gold | Up to £1,500 | Pedal Cover policy wording → | 2026-07-12 |
Not accepted at any value by: Laka, Bikmo. These insurers require a higher minimum rating than Silver regardless of bike value.
Frequently asked
- Does the Kryptonite Messenger Mini satisfy my bike insurance policy?
- It depends on your insurer and your bike's insured value. The Kryptonite Messenger Mini carries a Sold Secure Silver rating. Insurers we checked that accept a Silver-rated lock include Cycleplan, Yellow Jersey, Sundays Insurance, Pedalsure, and others, each up to the bike value shown in the table on this page. Always confirm against your own policy wording before relying on this for a claim.
- What Sold Secure rating does the Kryptonite Messenger Mini have?
- Sold Secure Silver (Pedal Cycle), sourced from Sold Secure: Kryptonite Messenger Mini + U-Lock and checked 2026-07-12.
- Is a Sold Secure Silver lock enough for a £1,500 bike?
- That depends entirely on your insurer; there is no single UK-wide rule. See the insurer table on this page for the exact bike-value threshold each insurer sets for a Silver-rated lock, and cross-check the full breakdown at /cycle-insurance/lock-requirements/.